Post: Life in the USA.
12-08-2011, 05:21 AM #1
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okay, so..
i'm a freshman in high school, in the USA.
i sit in class everyday wondering... WHY?
the economy in the USA is shit. people go to college get a degree then they can't get a job. they wish they had the money for college to use atm.
i was thinking about joining the military but you know, now these days everyone is trying to join it.
anyways my point is ... whats the point of going to school and when you finish college and everything... and you can't find a job, then you wasted sometime of your life.
i was thinking about when i grow up i'm going to go to college save some money and move out of the USA... because i don't know what i am going to do is this economy.
please give me some feedback. please reply responsibly.
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12-08-2011, 05:49 AM #2
TornadoCreator
A Storm Approaches.
Originally posted by iKillway1 View Post
before i say anything , i wish for everyone to respect my feelings/opinion. thank you.
okay, so..
i'm a freshman in high school, in the USA.
i sit in class everyday wondering... WHY?
the economy in the USA is shit. people go to college get a degree then they can't get a job. they wish they had the money for college to use atm.
i was thinking about joining the military but you know, now these days everyone is trying to join it.
anyways my point is ... whats the point of going to school and when you finish college and everything... and you can't find a job, then you wasted sometime of your life.
i was thinking about when i grow up i'm going to go to college save some money and move out of the USA... because i don't know what i am going to do is this economy.
please give me some feedback. please reply responsibly.


Interesting thread. Honestly, in this economy what you need to do is do the unthinkable. Spend.

If you have money for college or even if you have minimal cash, take advantage of the situation and do what most people would never dream of doing. Buy up. Property will be EXTREMELY cheap, in fact practically worthless now. But while this may not improve for a while, in maybe 15 years, the house prices will go back up and you'll be in a good situation as you'll have bought property. Now either you can sell this property on, or you register as a landlord and start renting out.

Take advantage of the student situation also. If a building registers as having no wage earners it drops a tax bracket, this includes students as they don't earn a wage. What this means is you set up a cheap furnished house, with maybe 4 rooms on the longest mortgage you can get, 25 years if possible, and you charge something ridiculously low, like $350 a month rent per ROOM! That'll bring you $1400 a month coming in, which will likely cover the mortgage (which on a 25 year mortgage for a 4 bedroom house, is likely around £1000 per month). Remember also, if the living room isn't a through-room, that's a potential 5th bedroom, and another $350 a month.... also, if you could live in the house yourself, it may drop you're income but so long as you have 3 lots of rent coming in, the mortgage is paid, so you effectively live there for free.

...unfortunately for this plan to work you need to either have a steady job or some capital to put forward which I'm assuming is the problem.

Honestly, under this economy, a university education is a massive waste of time and money and you're much better off attempting to get into a trade school for a year or find an apprenticeship. Something which is a necessary skill such as plumber, electrician, spot welder, mechanic, domestic decorator etc. These are the jobs that you want to go for currently because unlike manual labour or working in the "service" industry, you can get a career from these jobs. You could become specialised. With some like decorator, plumber etc. you can work from home, register self-employed if you wanted, and do house calls earning as much as $200 per hour, maybe more.

Really though, I'm just throwing ideas because the fact is, no-one knows. This is a recession, and that means every single fool on the planet is so crap with money that we've all decided that money isn't worth as much for no reason. I wish that was a joke. The whole reason the stock market crashes is because the people who own the stock decide that the stock value is dropping and they better sell up quickly before it drops more, the thing that makes it drop though, is people selling up. So basically the only reason the stock-brokers shares are depreciating is that they've decided collectively that now would be a good time to panic about money. Why? **** knows? They're all rich, why the hell they would panic is beyond me. But seriously the only reason we're having a recession right now is because all the stock-brokers went to work one day, all looked at each other and all collectively decided to shit themselves and press sell all at the same time... FOR NO FÚCKING REASON!

The day the average person understands money is the day we all stand around going "what do you mean it's only work $20 because everyone at Wall Street agrees it's worth that... it's a $20 bill?!" but it's true. Money, stock, shares, goods, even things like gold... they're only worth what they're worth because everyone in Wall Street says it is. If they all went to work tomorrow and decided to buy as many shares as they could in whatever they could find first, the recession would end INSTANTLY! However the rich would own more shares and less physical money, and we all know they need more money.

The following 5 users say thank you to TornadoCreator for this useful post:

Clutch Hunterr, crazyface, Kaspa, killway1, Xiao Xin
12-19-2011, 04:06 AM #3
Originally posted by TornadoCreator View Post
Interesting thread. Honestly, in this economy what you need to do is do the unthinkable. Spend.

If you have money for college or even if you have minimal cash, take advantage of the situation and do what most people would never dream of doing. Buy up. Property will be EXTREMELY cheap, in fact practically worthless now. But while this may not improve for a while, in maybe 15 years, the house prices will go back up and you'll be in a good situation as you'll have bought property. Now either you can sell this property on, or you register as a landlord and start renting out.

Take advantage of the student situation also. If a building registers as having no wage earners it drops a tax bracket, this includes students as they don't earn a wage. What this means is you set up a cheap furnished house, with maybe 4 rooms on the longest mortgage you can get, 25 years if possible, and you charge something ridiculously low, like $350 a month rent per ROOM! That'll bring you $1400 a month coming in, which will likely cover the mortgage (which on a 25 year mortgage for a 4 bedroom house, is likely around £1000 per month). Remember also, if the living room isn't a through-room, that's a potential 5th bedroom, and another $350 a month.... also, if you could live in the house yourself, it may drop you're income but so long as you have 3 lots of rent coming in, the mortgage is paid, so you effectively live there for free.

...unfortunately for this plan to work you need to either have a steady job or some capital to put forward which I'm assuming is the problem.

Honestly, under this economy, a university education is a massive waste of time and money and you're much better off attempting to get into a trade school for a year or find an apprenticeship. Something which is a necessary skill such as plumber, electrician, spot welder, mechanic, domestic decorator etc. These are the jobs that you want to go for currently because unlike manual labour or working in the "service" industry, you can get a career from these jobs. You could become specialised. With some like decorator, plumber etc. you can work from home, register self-employed if you wanted, and do house calls earning as much as $200 per hour, maybe more.

Really though, I'm just throwing ideas because the fact is, no-one knows. This is a recession, and that means every single fool on the planet is so crap with money that we've all decided that money isn't worth as much for no reason. I wish that was a joke. The whole reason the stock market crashes is because the people who own the stock decide that the stock value is dropping and they better sell up quickly before it drops more, the thing that makes it drop though, is people selling up. So basically the only reason the stock-brokers shares are depreciating is that they've decided collectively that now would be a good time to panic about money. Why? **** knows? They're all rich, why the hell they would panic is beyond me. But seriously the only reason we're having a recession right now is because all the stock-brokers went to work one day, all looked at each other and all collectively decided to shit themselves and press sell all at the same time... FOR NO FÚCKING REASON!

The day the average person understands money is the day we all stand around going "what do you mean it's only work $20 because everyone at Wall Street agrees it's worth that... it's a $20 bill?!" but it's true. Money, stock, shares, goods, even things like gold... they're only worth what they're worth because everyone in Wall Street says it is. If they all went to work tomorrow and decided to buy as many shares as they could in whatever they could find first, the recession would end INSTANTLY! However the rich would own more shares and less physical money, and we all know they need more money.


HOLY SHIT. Mind = Blown
12-19-2011, 04:18 AM #4
Assassin
Easter Egg!
I feel that way about england and i want to move to America soo bad.. (plus personal family problems come into it aswell) I cant really give you any advice though, looks like TornadoCreator has some good advice.
12-28-2011, 04:02 PM #5
Originally posted by TornadoCreator View Post
Interesting thread. Honestly, in this economy what you need to do is do the unthinkable. Spend.

If you have money for college or even if you have minimal cash, take advantage of the situation and do what most people would never dream of doing. Buy up. Property will be EXTREMELY cheap, in fact practically worthless now. But while this may not improve for a while, in maybe 15 years, the house prices will go back up and you'll be in a good situation as you'll have bought property. Now either you can sell this property on, or you register as a landlord and start renting out.

Take advantage of the student situation also. If a building registers as having no wage earners it drops a tax bracket, this includes students as they don't earn a wage. What this means is you set up a cheap furnished house, with maybe 4 rooms on the longest mortgage you can get, 25 years if possible, and you charge something ridiculously low, like $350 a month rent per ROOM! That'll bring you $1400 a month coming in, which will likely cover the mortgage (which on a 25 year mortgage for a 4 bedroom house, is likely around £1000 per month). Remember also, if the living room isn't a through-room, that's a potential 5th bedroom, and another $350 a month.... also, if you could live in the house yourself, it may drop you're income but so long as you have 3 lots of rent coming in, the mortgage is paid, so you effectively live there for free.

...unfortunately for this plan to work you need to either have a steady job or some capital to put forward which I'm assuming is the problem.

Honestly, under this economy, a university education is a massive waste of time and money and you're much better off attempting to get into a trade school for a year or find an apprenticeship. Something which is a necessary skill such as plumber, electrician, spot welder, mechanic, domestic decorator etc. These are the jobs that you want to go for currently because unlike manual labour or working in the "service" industry, you can get a career from these jobs. You could become specialised. With some like decorator, plumber etc. you can work from home, register self-employed if you wanted, and do house calls earning as much as $200 per hour, maybe more.

Really though, I'm just throwing ideas because the fact is, no-one knows. This is a recession, and that means every single fool on the planet is so crap with money that we've all decided that money isn't worth as much for no reason. I wish that was a joke. The whole reason the stock market crashes is because the people who own the stock decide that the stock value is dropping and they better sell up quickly before it drops more, the thing that makes it drop though, is people selling up. So basically the only reason the stock-brokers shares are depreciating is that they've decided collectively that now would be a good time to panic about money. Why? **** knows? They're all rich, why the hell they would panic is beyond me. But seriously the only reason we're having a recession right now is because all the stock-brokers went to work one day, all looked at each other and all collectively decided to shit themselves and press sell all at the same time... FOR NO FÚCKING REASON!

The day the average person understands money is the day we all stand around going "what do you mean it's only work $20 because everyone at Wall Street agrees it's worth that... it's a $20 bill?!" but it's true. Money, stock, shares, goods, even things like gold... they're only worth what they're worth because everyone in Wall Street says it is. If they all went to work tomorrow and decided to buy as many shares as they could in whatever they could find first, the recession would end INSTANTLY! However the rich would own more shares and less physical money, and we all know they need more money.



/close thread
what else is needed to be said?
01-01-2012, 11:53 PM #6
TheDeathMachine
Do a barrel roll!
eng just as bad
01-02-2012, 10:03 PM #7
SantaClawZ
I'm not new to this
Originally posted by TornadoCreator View Post
Interesting thread. Honestly, in this economy what you need to do is do the unthinkable. Spend.

If you have money for college or even if you have minimal cash, take advantage of the situation and do what most people would never dream of doing. Buy up. Property will be EXTREMELY cheap, in fact practically worthless now. But while this may not improve for a while, in maybe 15 years, the house prices will go back up and you'll be in a good situation as you'll have bought property. Now either you can sell this property on, or you register as a landlord and start renting out.

Take advantage of the student situation also. If a building registers as having no wage earners it drops a tax bracket, this includes students as they don't earn a wage. What this means is you set up a cheap furnished house, with maybe 4 rooms on the longest mortgage you can get, 25 years if possible, and you charge something ridiculously low, like $350 a month rent per ROOM! That'll bring you $1400 a month coming in, which will likely cover the mortgage (which on a 25 year mortgage for a 4 bedroom house, is likely around £1000 per month). Remember also, if the living room isn't a through-room, that's a potential 5th bedroom, and another $350 a month.... also, if you could live in the house yourself, it may drop you're income but so long as you have 3 lots of rent coming in, the mortgage is paid, so you effectively live there for free.

...unfortunately for this plan to work you need to either have a steady job or some capital to put forward which I'm assuming is the problem.

Honestly, under this economy, a university education is a massive waste of time and money and you're much better off attempting to get into a trade school for a year or find an apprenticeship. Something which is a necessary skill such as plumber, electrician, spot welder, mechanic, domestic decorator etc. These are the jobs that you want to go for currently because unlike manual labour or working in the "service" industry, you can get a career from these jobs. You could become specialised. With some like decorator, plumber etc. you can work from home, register self-employed if you wanted, and do house calls earning as much as $200 per hour, maybe more.

Really though, I'm just throwing ideas because the fact is, no-one knows. This is a recession, and that means every single fool on the planet is so crap with money that we've all decided that money isn't worth as much for no reason. I wish that was a joke. The whole reason the stock market crashes is because the people who own the stock decide that the stock value is dropping and they better sell up quickly before it drops more, the thing that makes it drop though, is people selling up. So basically the only reason the stock-brokers shares are depreciating is that they've decided collectively that now would be a good time to panic about money. Why? **** knows? They're all rich, why the hell they would panic is beyond me. But seriously the only reason we're having a recession right now is because all the stock-brokers went to work one day, all looked at each other and all collectively decided to shit themselves and press sell all at the same time... FOR NO FÚCKING REASON!

The day the average person understands money is the day we all stand around going "what do you mean it's only work $20 because everyone at Wall Street agrees it's worth that... it's a $20 bill?!" but it's true. Money, stock, shares, goods, even things like gold... they're only worth what they're worth because everyone in Wall Street says it is. If they all went to work tomorrow and decided to buy as many shares as they could in whatever they could find first, the recession would end INSTANTLY! However the rich would own more shares and less physical money, and we all know they need more money.


Paying longer mortgages is an absolutely horrible idea. The payments are only slightly lower, and in the long run you will pay about twice as much in interest.

I also wouldn't recommend not going to college. The more specialized you become and the more education you have, the easier it will be to find a job or become an entrepreneur. The main problem is finding your target market.

Also your theory on the recession is incorrect. Panic selling of stocks played a part of it, but that alone won't pull us out just yet. There were many factors, including bad loans and corrupt individuals.
01-03-2012, 11:24 AM #8
ResistTheSun
In Flames Much?
Originally posted by iKillway1 View Post
before i say anything , i wish for everyone to respect my feelings/opinion. thank you.
okay, so..
i'm a freshman in high school, in the USA.
i sit in class everyday wondering... WHY?
the economy in the USA is shit. people go to college get a degree then they can't get a job. they wish they had the money for college to use atm.
i was thinking about joining the military but you know, now these days everyone is trying to join it.
anyways my point is ... whats the point of going to school and when you finish college and everything... and you can't find a job, then you wasted sometime of your life.
i was thinking about when i grow up i'm going to go to college save some money and move out of the USA... because i don't know what i am going to do is this economy.
please give me some feedback. please reply responsibly.


Short term the future looks bad for the US.
However.....longer term it quite bright for the US. More growth within the labour force over the EU or Asia.

Success depends on being able to use the current advantages to make money. USA is a tech powerhouse and overall service power house. What am saying is the US has alot to give to the world and help make money with.

In the current economy it best for start ups
What am saying is business which start up now are likely to be doing very well in the future. Alot of the companies we have now started in recessions/depressions Winky Winky

Having a education behind you is quite important even if you can't get a job with it. Just because you have it does not give you a job got to work for it during this period. So make yourself stand out , some people are going to start business right now others working within there community.

Right now saving means you won't get bang for your buck. If i was you save some and spend the rest having a good time or setting yourself up.
If you do decide to move i would say Asia , Indonesia Winky Winky
Or keep in the USA

If your serious talk to somebody who knows a bit more Smile

The following user thanked ResistTheSun for this useful post:

killway1
01-03-2012, 03:33 PM #9
Originally posted by iKillway1 View Post
before i say anything , i wish for everyone to respect my feelings/opinion. thank you.
okay, so..
i'm a freshman in high school, in the USA.
i sit in class everyday wondering... WHY?
the economy in the USA is shit. people go to college get a degree then they can't get a job. they wish they had the money for college to use atm.
i was thinking about joining the military but you know, now these days everyone is trying to join it.
anyways my point is ... whats the point of going to school and when you finish college and everything... and you can't find a job, then you wasted sometime of your life.
i was thinking about when i grow up i'm going to go to college save some money and move out of the USA... because i don't know what i am going to do is this economy.
please give me some feedback. please reply responsibly.


intresting thread i wouldnt bother coming to england mate its exactly the same over here as in usa in regards to students goin to college/university and ending up getting qualifications and claiming benefits because they cant get a job anywhere.

if your going to go to uni and save up thats very responsible of you but its very hard to not spend as my mates have discovered, one of my highschool teachers always said to me if i dont go to university i'll never get a well paid job, well wish i could see her now because since i left school ive constantly been in work earning a good wage, my mate on the other hand went to uni and now hes £5500 in debt with no job in a financial mess

As for armed forces in england, dont know abot others but ive tried joing RAF i did my physical and mental exams passed them but was told they have stopped recruiting till 2013 (this was in feb 2011) fortunately i was still working so hopefully the oppurtunity will come again

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