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There is a glitch going around where your car in garage space 1 loses its insurance. So what ever is in space 1 DO NOT USE
It seems to only affect space 1 at the moment but might be best to check before taking a car out
*if you go into your garage and hold "down" and it shows the stats of the car and says if its insured or notIf you find you have lost your vehicle due to this glitch please try the 2 methods for recovery
Method One
Call the mechanic and request a car while holding select/back.
When the mechanic says coming the phone will close down and the quick select option will be there.
Quickly scroll up/down to request personal vehicle (it will be dark, just keep it on there.) and he will bring the lost car.
Take it to your garage. (I wouldnt recommend re-insuring it just incase you lose it again, just use a different vehicle)
Only works if the car is destroyed and the last car you used.
Method Two
Pick a cheap car from your garage (put one in there if needed)
Drive it out of your garage, and far enough away from your garage so you can call for a delivery
Blow that car up and leave the area
Take out your phone. Call Mors then Keep Spamming X ( PLAYSTATON ) / A (XBOX)
Press Back or Select ( Back = Xbox ) ( Select = Playstation )
Select from fast menu the ( Request Personal Vehicle )
If neither of the car fixes work please make a Support Ticket and DO NOT REPLACE THE DESTROYED CAR , incase R* are somehow able to recover it.