Dear Julian,

...

If you receive money as a payment for a purchase or service, you will continue to incur fees.

We've noticed that some of your customers are sending you personal payments for purchases of items or services; for example, transaction I 906158862S625123T. (Most I've ever been paid on paypal actually.) Unfortunately, this is against our rules, and we need your help correcting it. Please don't ask or allow your customers to use personal payments to pay for their purchases.

If we continue to see such activity, we may have to disable your ability to receive free personal payments, and then you will pay fees for all money received through PayPal.
...

Has anyone else gotten this? I've sent and received a substantial amount through paypal, mainly paid as a gift. I'd rather avoid paying ~4% fees. :wtf:
Time to look for alternatives.