I actually did carefully plan out my perks, but somehow, I wound up with a perk point in "Haggling" in the "Speech" skill. I have no idea how it happened, but it means that I'm cut off from using it on "Dragon Armors" in "Smithing".
Edit:
I found some possible solutions, but require the aid of someone with knowledge of applying mods to Skyrim. Here's a link to another topic I have:
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