if you dont gonna use mods you wont get banned.. even if you get console banned it only last for 2 weeks then the console bann is gone

Add me STR8-CLUTCH-CADE

So I'm lost? Are you on 4.55 CFW, or are you on a lower CFW? Either way, you will be fine to get online. R* does not give a shit if you're jail broken, so they won't do anything. Sony if they find out will simply ban you. You're fine to play online as long as you don't mod.
P.S. If you do choose to mod, be careful with tools on here. They will get you banned pretty quick, you will be better of learning HeX and doing basic modding that way. It will allow you to mod things like money and XP with a lot lower chance of a ban... As long as you don't share the money.