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Some of the features are pretty good like the 1 hour trial thing, so that you can try a game before you buy it. But I would rather wait to see what else it has to offer.

I would get it if it had cross game chat

I think that PS+ is fully worth the money if you have it, the exclusive 1 hr trials, the discounted prices, the free offers in the PS Store, etc. make it worth it for now, plus you get auto-dl's and soon cross-game chat as well, but cross-game isn't enough of a reason to get it: you can do it even without PS+, just a + member has to host it.

Ultimately, if you were going to get Qore or something, then screw that and just get PS+, if you never spend a lot on the PS Store, maybe it isn't for you, but there is no doubt that you can and will ultimately save money with the service.

I do not see the point of getting it until cross-game chat comes. At the moment I very rarely download from the playstation store so there's no real point for me.

I have it, and I feel I've already gotten over half of the $50 on it in value back. I didn't have any of the games they offered the first month, or the DLC. So as far as I'm concerned, I've already gotten over 30 dollars worth in value, with 14 months left to go.

Its just a super saver.. Not even a premium service at all..