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Think again. You can save hundreds of dollars by using this smart tool. Google Documents. Google Documents has similar features and tools as Microsoft. Google includes a Word-like, Excel-like and a PowerPoint-like document. The interface is very user friendly. Don't worry about losing your files, for they're are protected in Google's servers and when you log in they will be there for you to use. Another cool feature is, is that you can share with other people over the network and they can make changes. Google Documents is in the Beta stage right now, but rest assured it's a very easy and reliable program compared to Office, there should be new features, documents and templates available when Beta is finished.
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Or you can use Openoffice.org
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I hope you find this useful and froogle financially and easy to use.