During the time between Nov. 27 and Dec. 15 Target’s database of user data, including emails, credit card numbers, PINs, and phone numbers was tampered with and most of the data was stolen. It is being said that around 70 Million consumers could have been bothered by the hack.

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But there’s good news in all this for consumers: Although the hack will be irritating for lots of people who have to get new credit and debit cards nobody should lose any money after it’s all said and done.

Target will take the loss for any money stolen from it’s customers. When purchases are made with a credit card, the credit card providers make the customer and the bank even. Meaning neither the bank nor the customer lose. They then recover the money that was charged by fining the merchant or raising the merchant’s swipe fees in this case Target. It is estimated that target will lose close to $50 Million.