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couln't we get a 3.41 firmware open it up and copy the files to a 3.55 install the 3.55 on a ps3 then the jailbreak could run on 3.55?

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I suggest downloading all things related to what your end thought is. Then use it when you are sure there wont be problems as banning/brick etc.
Lots of people are horny for their so called CL (dont even know wtf it is lol) and they pop in everything they find and end up with a bricked console and wonder why...
Always, always, ALWAYS download CFW or whatever from the actual source. If geohot.com has it and megaupload too then dont be stupid to choose megaupload.

No. Your PS3 has log of everything you do while your offline and will send it as soon as you sign in to PSN

Even if i do get banned ill be downgrading to 3.41 and using my JB again..