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Ok i'm going to explain how to gain access to psn from any firmware below 3.56. :p Please follow steps below.
STEPS
1) Turn on PS3.
2) Go to system settings.
3) Go to system update and click it.
4) You will now be asked to update via internet or usb.
5) Choose your'e preferred choice and follow onscreen instructions. (if usb please make sure you have your UPDAT.PUP in a folder called UPDATE and have that in another older called ps3)
6)Congratulations you now have psn access without the worry of being banned
There you see all the people who done it this way don't make BS threads about how they hate Sony for banning them and can play online everyday with no worries which is the beauty of a next gen console.