I was looking into getting this, until I came across a few reviews that preety much summed it up for me. There main point was if your someone who buys a lot of stuff from the PSN such as Mini's or small games and stuff, then it is worth it because essentially you get everything at a discount. However if your someone who doesn't do that it isn't worth it to you, so it preety much comes down to how much you spend on the PSN on average that will make it worth it or not to you.