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I have my gold til May of next year so yeah... I'm set.

you can turn auto renew off, it always sets up auto renew why you buy live off the the dashboard. I was happy when i found this out cause i ran up my dads credit card and didnt know it. all you gotta do is go to xbox.com and change the autorenew off on there

I always pick up the year cards for cheap, I can't believe some people pay full price or even monthly.

How do you pick up the year cards for cheap?

You can get a lot of 12+1 cards for about £28 online and some are less if you have coupons.

What's that value in American currency?