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Well today I was thinking about buying a 3 month membership and my friend was with me an I told him an so he told me this so I dont take credit for thinking of it me an my friend were leaving school real quick to get some XP for MW3... ANYWAYS!
If you always by a 3 month membership every 3 months you are pretty much paying 100$ so 40$ more.
If you are getting a 1 month membership then you are paying 120$ because a membership for 1 month is only 10.00$
Heres a chart if it helps:
XBL Type: Price Amount in 12 months: 1 month 120$ 3 month 100$ 12 month 60-69$
Hopefully this helps!
EDIT:
Just doing this for people that did not know an that dont get a discount that have to pay full price
I just buy the Family membership and split it, my bro uses 2 and i use 2. Comes out to $25 a year for each one. And its still cheaper than 2 gold memberships, i originaly only used it for 2 of the 4 memberships anyway. Last i checked it was $60 a year for a gold and my family costs $100 and can have 4 users.
If your smart, you'll go with the longest package that being the 12-Month. If your an idiot, you'll be purchasing the 1 month membership thus wasting more cash.